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If you have an extreme medical condition – stroke, heart attack, severe burns, electrical shock – the resources and services available at hospital emergency rooms make that a far better choice.

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Levels of care exist for critically ill patients that are even higher.The measure allows states to circumvent essential health benefits requirements, potentially exposing those with pre-existing conditions to higher out-of-pocket costs.The GOP was determined to bring the measure to a floor vote.That's where debt consolidation and other financial options come in.Consolidate Your Debt Now Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check.